Sat Jan 08, 2022 6:20 pmMrs_Brown wrote: Chances are with the timing, peak leave for Christmas and staff off with covid, HMRC wouldn't have seen the letter / email from the IVA firm in time to deal with it which may have gone in your favour from what I read about them.Only 12 left, Mrs B ?? Time has certainly flown !
Welcome to the journey, I hope it goes smoothly for you and believe me the time flies. I just paid my 48th payment, 12 left to go. Never been so excited about seeing a direct debit going out as that one because the countdown has really started for me now.
Sat Jan 08, 2022 6:20 pmMrs_Brown wrote: Chances are with the timing, peak leave for Christmas and staff off with covid, HMRC wouldn't have seen the letter / email from the IVA firm in time to deal with it which may have gone in your favour from what I read about them.That's amazing - congrats! The temptation to begin counting down from day 1 is quite high but I'll just hold out - my dream of debt-free living by 40 is actually possible! I hope these last 12 months go quickly for you
Welcome to the journey, I hope it goes smoothly for you and believe me the time flies. I just paid my 48th payment, 12 left to go. Never been so excited about seeing a direct debit going out as that one because the countdown has really started for me now.
Sun Jan 09, 2022 3:40 pmFoggy wrote: I tended to count down in percentages, Bee --- each year being 20%Haha I like this!!
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