Got completion certificate today!!

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Post by becp » Mon Aug 07, 2017 3:05 pm
:) To anyone just starting out, it can be done and it will be worth it. I feel some sadness that our children have been through this with us but I hope they've not missed out on too much. It's been a long often stressful 6 years but last payment was made early last month (to Payplan) and now our completion certificates has arrived.
Time to clear our credit file, learn from past mistakes and move on


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Post by Foggy » Mon Aug 07, 2017 3:55 pm
Congratulations and well done.

Your children will probably be better for the experience --- living within our means, as we do in an IVA, is not such a bad lesson.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014


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Post by luluj » Mon Aug 07, 2017 5:54 pm
Great to hear you have received your certificate. Good luck in your debt free future x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"


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Post by MerlinL14 » Mon Aug 07, 2017 6:59 pm
Congrats, life after an IVA is certainly better in my experience as I learned so much about money management during it. Have a great debt free future.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues

Lisa Thomas

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Post by Lisa Thomas » Tue Aug 08, 2017 11:45 am
Well done to you - hopefully you have passed on your careful spending habits to the family, so that will be a good thing.

Best of luck for a debt free future!

You might find this quick video I made about cleaning up your credit record useful:

Noddle and Clearscore are also free credit agencies to consider using:
I'm a licensed IP with 16+ yrs at Neville & Co covering the South West area. I have a YouTube channel with advisory videos on here: ... Z5k9ZcC2MA 01752 786800
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