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Robbieboy

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Post by Robbieboy » Sat Mar 09, 2013 5:06 pm
I am just wondering if there is any news on spanna and debt tired,who were both having meetings at the time I had mine and I know were waiting for updates. I hope I am not speaking out of turn and if I am sorry but I am really hoping for some good news for you both x
I know I am a good person, I just need to start believing it

See my blog - Life was a misery until now
 
 

luluj

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Post by luluj » Sat Mar 09, 2013 5:21 pm
Unfortunatly i believe they were not successful on this occasion but are working with their IP to look at alternatives
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
 
 

Skippy

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Post by Skippy » Sat Mar 09, 2013 5:25 pm
Spanna's IVA was unfortunately rejected and, as far as I'm aware, debt tired's meeting was adjourned to 11th March.
 
 

Charlygirl

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Post by Charlygirl » Sat Mar 09, 2013 5:36 pm
Hi,

I was wondering also if Spanna or Debt tired had heard anything. Good luck for Monday for Debt Tired. I thought Spanna also had her meeting adjourned but for Friday (8th). I hope they both have some good news to share soon.

Big virtual hugs to Spanna and Debt Tired xx
 
 

Shining

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Post by Shining » Sat Mar 09, 2013 6:46 pm
All the best to them both and hope whatever route they take is successful for them. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

debt tired

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Post by debt tired » Sat Mar 09, 2013 9:01 pm
Oh thank you so much, I was going to ask if anyone had heard from Spanna as her 2 weeks was up yesterday. Mel is still working on ours - we have increased our offer thanks to family and am hoping it will be accepted.

My husband's IVA was accepted we've since discovered, but not mine. The ironic thing is, the creditors who are owed the least are the ones objecting. If needs be we'll try for a contributory IVA instead of the F&F, but as things stand they are wanting a monthly payment TWICE what we were offering, and I really don't think we can manage that.

Feeling down and sad this week - didn't even go on the forum for a few days - though you can't keep me away for long! Am just praying for a good result on Monday. Does anyone know what happens if nothing has been agreed by then. Is that the end or is it adjourned again?

Thank you all for your kind thoughts - just in the lap of the gods now.
 
 

lin.r

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Post by lin.r » Sat Mar 09, 2013 9:13 pm
Hi debt tired,thinking of you.I wish you all the best for Monday,be looking out for your post.
Good luck!
Lin
 
 

Skippy

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Post by Skippy » Sat Mar 09, 2013 9:40 pm
Good luck for Monday debt tired x
 
 

Robbieboy

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Post by Robbieboy » Sat Mar 09, 2013 10:25 pm
Pleased to hear from you Debt tired, good luck for Monday xxx
I know I am a good person, I just need to start believing it

See my blog - Life was a misery until now
 
 

wiggle1

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Post by wiggle1 » Sat Mar 09, 2013 10:52 pm
Good luck from me too. Will be keeping fingers and toes crossed.
Life after IVA is wonderful.
 
 

pennieless

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Post by pennieless » Sat Mar 09, 2013 10:59 pm
Good Luck for monday from me also.
 
 

OnTheUp1976

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Post by OnTheUp1976 » Sun Mar 10, 2013 10:30 am
Im keeping everything crossed for you Debttired and spanna xxxxxxx
 
 

mothergoose

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Post by mothergoose » Sun Mar 10, 2013 5:04 pm
Good luck hope it all gets sorted ...
 
 

MelanieGiles

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Post by MelanieGiles » Mon Mar 11, 2013 1:33 am
I am afraid to report that Spanna and her partner's IVAs were rejected, due to the Student Loan Company demanding a dividend of 40p in the £, without any thought of how this might be achieved.

Ridiculous and unfair hurdle rates like this are largely (and thankfully) a thing of the past, and we don't come across this creditor that often (thankfully) as they are incredibly instrasient and uncommercial. Whilst most student loans are exempt from the IVA process, infortunately these debts were not.

I think that Spanna and her partner are now considering bankruptcy proceedings - Student Loans deserve to get nothing, but unfortunately there are a lot of other creditors who are suffering as a result. Shame on them.
Regards, Melanie Giles, Insolvency Practitioner
 
 

luluj

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Post by luluj » Mon Mar 11, 2013 5:08 am
I feel so much for spanna....not nice when all around are having there IVAs accepted. Mel's right the student loan company don't deserve anything .....it is sad though as now other creditors potentialy will get far less in bankruptcy .....

Here's hoping spanna has a successful few weeks in there planning and they are abe to move forwards.

Debt tired ....hoping you wil have news today x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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