goin 4 iva and ACCEPTED PHEW!!!!!!!!!!!!!!!!!!!!!

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mark777

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Post by mark777 » Wed Jun 18, 2008 1:10 pm
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Hi

Also now wondering what happens if its a no from the creditors meeting ? How will i stand then ?
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rayb

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Post by rayb » Wed Jun 18, 2008 1:19 pm
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Hi Mark,

If it is a no then you may have to look at a DMP but it does depend of your personal circumstances. If you have no assets at all bankruptcy is always an option and does not have as bad a stigma attached to it as it used to. I am sure however that you will be fine mate
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mark777

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Post by mark777 » Fri Jun 20, 2008 12:22 pm
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creditors meeting is now and am pacing ugh its a bad time just waiting...................
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rayb

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Post by rayb » Fri Jun 20, 2008 12:31 pm
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I know mate that is the worst bit but once it is over and you get your answer which I am sure will be YES, you will be on that great road (although long) to debt freedom
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mark777

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Post by mark777 » Fri Jun 20, 2008 1:23 pm
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thanks ray still waiting tho.............how long does it last?
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kallis3

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Post by kallis3 » Fri Jun 20, 2008 1:26 pm
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Some of them take longer than others. We heard within 30 mins of ours, but others have been far longer.

Wouldn't worry too much - I know it is stressful, but no news is good news!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Viki.W

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Post by Viki.W » Fri Jun 20, 2008 1:46 pm
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Good luck Mark, any news? X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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mark777

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Post by mark777 » Fri Jun 20, 2008 1:56 pm
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nope no news yet still waiting........by the phone x thanks all
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mark777

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Post by mark777 » Fri Jun 20, 2008 4:25 pm
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ACCEPTED PHEW!!!!!!!!!!!!!!!!!!!!!!!!!!!! thanks for all your support and help on here
and i will continue to postxx
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kallis3

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Post by kallis3 » Fri Jun 20, 2008 4:29 pm
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I was just about to open a new topic to see if you had heard anything!

So pleased it was the right result. You enjoy that feeling of relief this weekend!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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rayb

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Post by rayb » Fri Jun 20, 2008 4:31 pm
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Well done Mark knew it would. What modifications if any did you have??
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mark777

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Post by mark777 » Fri Jun 20, 2008 4:38 pm
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aw thanks jan i cannot believe it!i have made me first payment too they are sending papers to sign and dd mandate said i would still get letters for about a month as creditors are slow at updating there systems
xx
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mark777

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Post by mark777 » Fri Jun 20, 2008 4:39 pm
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up to 5p in the pound but wont exceed 2500
so the figure ip gave me a month is still the same
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mark777

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Post by mark777 » Fri Jun 20, 2008 4:41 pm
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but to be honest ray didnt fully understand it?
tho matt said i could ring him anytime with questions
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kallis3

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Post by kallis3 » Fri Jun 20, 2008 4:41 pm
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Yes Mark, you probably will still get letters and phone calls for a while, but it's great when you can tell them the news!

Mine still even had the cheek to ask for a payment even when I told them I had an IVA - no chance!!!

So it's 1 down and 59 to go then!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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