Full and final???

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emma_t

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Post by emma_t » Mon Oct 27, 2008 1:31 pm
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Hope all goes well Julia and you can find a resolution to this as it seems very stressful for you.

Good Luck
Be positive & look after yourself, there are more important things in life than debts....

Best Wishes

Emma x
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MelanieGiles

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Post by MelanieGiles » Mon Oct 27, 2008 1:34 pm
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I suspect that you may need to be prepared to pay that Julia, especially as creditors have only recently agreed one variation and are unlikely to be too pleased to pay for a second one. Speak to your own IP for absolute clarification on this point.
Regards, Melanie Giles, Insolvency Practitioner
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JuliaE

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Post by JuliaE » Mon Oct 27, 2008 1:49 pm
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Really Melanie? ooh where would i get that from? Could I use the money I would still be paying into IVA until the variation meeting or they agree (hopefully) How long would it usually take?
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MelanieGiles

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Post by MelanieGiles » Mon Oct 27, 2008 1:51 pm
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Do you mean using your monthly contributions? I doubt that would be acceptable.

I could not comment on the time it ought to take your IP to put the offer forward - that is something you will need to discuss with them directly.
Regards, Melanie Giles, Insolvency Practitioner
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David Mond

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Post by David Mond » Tue Oct 28, 2008 3:09 pm
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Melanie is right - but it should not cost that much to articulate in a letter for a new variation and the cost should come out of the pot. Speak to your Supervisor (IP)
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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JuliaE

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Post by JuliaE » Wed Oct 29, 2008 7:04 pm
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I have used the template from your site and added a few things about my situation. should I email it or send it?
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MelanieGiles

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Post by MelanieGiles » Wed Oct 29, 2008 7:57 pm
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Why not do both - but if you put a read and delivery receipt on the e-mail, you will know that the IP has received the mail directly. This can be beneficial in a large organisation, where the IP probably does not ever see their post.
Regards, Melanie Giles, Insolvency Practitioner
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JuliaE

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Post by JuliaE » Thu Oct 30, 2008 11:02 am
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Thanks melanie, how do I put a read and delivery receipt on an email
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JuliaE

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Post by JuliaE » Thu Oct 30, 2008 11:04 am
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I hope I have the email address right. I have just added her name and the company, the same as my other email address
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MelanieGiles

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Post by MelanieGiles » Thu Oct 30, 2008 11:35 am
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Go to options on your Outlook toolbar, and is should ask you if you want to have a read and delivery receipt.
Regards, Melanie Giles, Insolvency Practitioner
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size5

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Post by size5 » Thu Oct 30, 2008 11:38 am
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Not normally my field of expertise, but I can do this one.

Click on tools on your outlook, click options, you will be in a sub folder marked preferences, click e mail options, then click tracking options and you can then just tick for a read receipt and/or a delivery receipt.

Regards.
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I do not post for anyone other than myself

Follow my tweets at http://twitter.com/debtmastersize5
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JuliaE

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Post by JuliaE » Thu Oct 30, 2008 12:50 pm
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I have been told that as my IP deals with a least a 1000 cases the office will not give me her email address. I have been told to email letter to the office. should i just do that as i cant get hold of my IP?
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David Mond

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Post by David Mond » Thu Oct 30, 2008 4:59 pm
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Send me an email and I will ascertain the IP's email address for you.
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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JuliaE

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Post by JuliaE » Thu Oct 30, 2008 5:23 pm
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where do I get your email from?
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David Mond

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Post by David Mond » Thu Oct 30, 2008 6:47 pm
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Click on my name here and look at "More About Me" at end
Regards, David Mond, Insolvency Practitioner for over 46 years. Personal Insolvency Practitioner of the year 2012, Personal Insolvency Practitioner of the year finalist 2013 & 2014 awarded by Insolvency & Rescue Magazine and 2015 finalist for Personal Insolvency Firm of the Year.
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