"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look. http://rich.blogs.iva.co.uk/
Head up and stay strong Rich456. I absolutely second what others have put on this thread. Don't talk about leting yourself or others down when you have had the guts to face up to things and are trying your damnedest to put it right. Highly experienced and clearly very able and client-aware IPs have given their views on here and hopefully that will bring you a little peace of mind. It would me if I were in your position. It's easy to foresee the worst and all that, but even if you are currently 'in the dark', don't be tempted to operate in it. We are all with you and behind you on this.
Last monthly payment made 3 June 2013 after 6 long years. CC issued 21 August 2013, but, er, lost in the post. Finally got it 17 September.
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look. http://rich.blogs.iva.co.uk/
Still no comeback from Payplan, don't know what is happening, so 'Que sera' and all that. Variation meeting in mid - March, so just waiting for that to see what happens. P****d off but hey aren't we all....
Last monthly payment made 3 June 2013 after 6 long years. CC issued 21 August 2013, but, er, lost in the post. Finally got it 17 September.
Yes couldnt have put that better myself Brokebryn. Guess we will both have our meetings around the same time. Hope that things work out for you also wishing you all the best Rich
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look. http://rich.blogs.iva.co.uk/
Hi Rosepetal, Im feeling a little more positive now, it really does help having you all there with advice and support. Will post again when I know more
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look. http://rich.blogs.iva.co.uk/
Glad you're feeling better Rich. Good luck with the offer.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good luck from me too Rich and as for you letting peoole down, i'm sure non of them would say that you have. Hang on in there and hopefully you will get the answer you need, in relation to the antidepressants, could you enquire whether you are entitled to free prescriptions and to be honest they will take up to 3/6 weeks to kick in. Fingers crossed, positive thoughts coming your way. xx
Om shanti, namesté, good luck to all who are embarking on the IVA journey, it isn't always an easy one but the outcome is the best.
IVA COMPLETED August 2012, received Completion certificate 18.4.13.
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look. http://rich.blogs.iva.co.uk/
Hi All, have just received my meeting date. I received two letters. One is a circular which lists all my creditors amounts owing, my Income and expenditure form, my offer and voting paper. The other one is a copy of a letter addressed to my Mortgage company. Is it normal to send my Mortgage company papers ? Also received form... Rule 8.1 / form 8.1 Do I need to sign this ?
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look. http://rich.blogs.iva.co.uk/
Sorry Rich. no idea on this one. Hopefully one of the experts will pick up on it and advise.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
`thanks Jan hopefully I will hear soon from one of the IPs . Date for meeting is 28th March
"Always remember that the future comes one day at a time."
IVA completed . Just started a blog, if you get chance please take a look. http://rich.blogs.iva.co.uk/