Full and Final offer

[JLP80]

Hi I am just after a bit of advice,
I have been in an IVA since december 2007 , next month I will be making my 30th payment.
I have been paying £421.00 a month and have so far paid £12209.00 out of £25260 (expected on £421.00 a month).
I am pretty sure my dividend was about 30p in the pound and at my last creditors report it was proposed i would meet this dividend.
My mam and dad have offered to pay a lump sum of money to enable me to come out of the IVA, would anybody be able to give me an idea of how much a reasonable full and final offer would be?
Any help is greatly appreciated.
[:)]
Thanks
JLP
Total Debt £50460.00
Edit to add:I ahve just checked and my fees are:
Nominees Fee:£2500.00 , Supervisors Fee: £4500.00 and other fees inc disbersements : £1225.00

[Shining]

Hi and welcome to the forum, I'm not good with amounts but do know the nearer the original dividend the better. One of our professionals will be along soon and what a lovely mam and dad you have x

[Michael Peoples]

Given the small reduction in fees achieved by shortening the IVA term an amount of about £10,000 should come close to the original dividend. Creditors may accept a little less as they are getting their money now but this may depend on what equity you may have and whether your job is secure. Your IP should be able to give you a more exact figure taking into account the original IVA proposal and any modifications.