Full and final accepted!

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MelanieGiles

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Post by MelanieGiles » Wed Jul 16, 2008 9:06 am
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That's a great result for you and your creditors. Not sure about the advice to get a credit card straight away, as this will hardly improve your credit rating in the short-term.
Regards, Melanie Giles, Insolvency Practitioner
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Lisa2009

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Post by Lisa2009 » Thu Jul 17, 2008 3:30 am
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Its such a fantastic feeling knowing its all behind you snt it?
Hubby's was accepted in December 2 years early and i now for us the sense of relief was amazing.
The IVA taught us a lot. How to budget well and how if we dont really need it then we dont get or if we cant afford it we save and pay cash.
We still follow those rules now and its amazing how fast we are saving.
Financially things have also improved for us with hubby getting a bit of a payrise.
If asked do we have any regrets i would have to say NO. Despite the stress and sleepless nights it caused me, its all been worth it.

Good luck in your debt free future xxxx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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alanta

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Post by alanta » Tue Aug 19, 2008 7:48 pm
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Hi, We too have been accepted My husband and I were in a a joint IVA and also have offered £6,000 with the kind help of our son, it has also been accepted and after 35 years of borrowing and then eventually doing the IVA we are now DEBT FREE.We thought it was probably our ages that helped ,as we are OAPS but maybe not.
The best of Luck to you ,keep smiling.
Alanta.
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kallis3

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Post by kallis3 » Tue Aug 19, 2008 8:01 pm
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Great news atlanta. You can enjoy your retirement now.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Viki.W

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Post by Viki.W » Tue Aug 19, 2008 8:05 pm
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Congratulations Alanta, good luck for your debt free future. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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johnh

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Post by johnh » Tue Aug 19, 2008 9:29 pm
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Only just caught up with this thread. Congrats to those who have settled early. All your stories are most encouraging to those of us who are in the early stages.
This forum has more of a kick than a Red Bull!!
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Adam Davies

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Post by Adam Davies » Tue Aug 19, 2008 9:36 pm
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Hi
Many congratulations
You were one of our earliest forum members,good to see your IVA coming to an end
Regards
Andam Davies
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flozza

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Post by flozza » Tue Aug 19, 2008 10:01 pm
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Brilliant news!! I am so pleased for you and I share in your reliefafter having mine accepted a a little while back.
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nongnaleon

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Post by nongnaleon » Sun Aug 31, 2008 11:28 pm
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Hi
just want to know how much actually you debt and how much have been reduced.because you said you paid aroud £300 a month and half way though and the offer have been accept.It will help me about my iva
paul bloor
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