For those that have finished paying....

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leaKybrain

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Post by leaKybrain » Tue Jan 11, 2011 9:09 am
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Oh lisa they sounds lovely, you lucky things, will have to add you on FB and nosey any pics you've got LOL.

Jan, thats why I couldn't afford for DD to do them, though as a single one off she'd love it. I just need to find a reputable stable with the right insurance in the area. One of the teachers at school has a horse but she said that not many of the ones around us have the right cover and she wouldn't trust them. Hers is too far away and no way I would impose to ask if we could go see it, she's not that sort of interacting teacher LOL
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flow13

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Post by flow13 » Tue Jan 11, 2011 9:31 am
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Thanl you for your replies. Helen hope you are feeling better. x

We have been talking the past few weeks about whether we will be a bit scared having all the spare money - and as you say trying to decide what to do with it. There are a couple of things that we need almost right away - like a new car. But we are trying to put some contingency away to go towards that and will probably trade in our old car too. What we don't want to do is go down the credit line almost immediatley. I know that sometimes Dunctons is mentioned on here for people who have had ivas, but we are against that from the beginning.
I would also love to go back to being a 2 car family. I miss us both having our independance and not relying on the other. But there is the house to decorate and we are off on hls next october so the first couple of months will be used to finish paying for it and for spending money.


Again thank you for your replies. x
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
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Lisa2009

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Post by Lisa2009 » Tue Jan 11, 2011 9:54 pm
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Leakybrain, i am on Jan's fb so you are more than welcome to add me and take a peek at the pics theres quite a few on there x
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
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leaKybrain

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Post by leaKybrain » Tue Jan 11, 2011 10:16 pm
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ooo thanks lisa, will do that.
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leaKybrain

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Post by leaKybrain » Tue Jan 11, 2011 10:30 pm
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Lisa I looked at Jan FB and realised I don't know your surname and she has a few lisa's LOL. What is first initial of surname hun please. Failing that you look on Jan's and I'm only karin...unusual spelling and all LOL
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Lisa2009

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Post by Lisa2009 » Tue Jan 11, 2011 10:47 pm
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I've added you lol xx
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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darth-skint

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Post by darth-skint » Wed Jan 12, 2011 7:28 am
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I'm looking forward to having a few grand in the bank and not worrying about the postman!
I will be on a saving mission. Albeit I can get away from my addictions?
F&F accepted Feb 2011

Live in the moment.
Living in the future in your head means you live on fantasy and fear!
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flow13

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Post by flow13 » Wed Jan 12, 2011 9:21 am
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darth, I really hope everything goes ok for you. x
Its now time to start living and to make some some wonderful memories!
Read my blog at http://flow13.blogs.iva.co.uk/ 'Aiming for the finish line'
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MrsKnight

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Post by MrsKnight » Wed Jan 12, 2011 11:32 am
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Karin n Lisa - sorry to butt in! But I love "seeing" the people Im actually chatting too! So if you dont mind I will send you a FB request!
Im on jan/tracey/lesley/julie/helens. xxxx
Plus you get to see my cheeky monkeys ( my boys)!
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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leaKybrain

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Post by leaKybrain » Wed Jan 12, 2011 11:43 am
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thats fine hun. will go look for you.

done xx
Last edited by leaKybrain on Wed Jan 12, 2011 11:47 am, edited 1 time in total.
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Lisa2009

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Post by Lisa2009 » Wed Jan 12, 2011 11:49 am
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fine by me too :)
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


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MrsKnight

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Post by MrsKnight » Wed Jan 12, 2011 11:54 am
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Thanks Karin! Ive just replied to you on FB.

Thank U Lisa I will go find you now :)
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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MrsKnight

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Post by MrsKnight » Wed Jan 12, 2011 12:03 pm
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U beat me to it Lisa!

Thank u both again, Im going to sign off n get some work done! Hubby off on a long weekend, so want the housework done b4 xxxx
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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Shining

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Post by Shining » Wed Jan 12, 2011 9:06 pm
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Sincerely hope it all works for you Skint. I often think about life beyond the IVA and know I'm not ready for it yet, don't want to sound negative but I'm a little nervous about money without Melanie if that makes sense. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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kallis3

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Post by kallis3 » Wed Jan 12, 2011 9:14 pm
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I can't wait for my money to be my own again. I think (hope!) that I have learned my lesson and won't be getting in this mess again.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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