For Melanie

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e.h

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Post by e.h » Thu Apr 17, 2008 9:01 pm
Hi Melanie

Can I just say how caring and kind you are. All your responses to Poster's questions are always answered in such a nice manner. I have just read the post about the couple who are worried about adopting whilst in an IVA and your comments really moved me. What a lovely lady and how lucky we are to have your expertise and knowledge to share. If only all IPs were like you and showed their human side.

Regards

Liz
 
 

MelanieGiles

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Post by MelanieGiles » Thu Apr 17, 2008 9:48 pm
Hi eh and thank you for your very kind comments. They do mean a lot to me I can assure you, and make me feel that what we do in this profession is extremely worthwhile.

I have always taken the view that to be successful in this marketplace you have to be completely unjudgemental and treat others as you would expect to be treated yourself. Kindness costs nothing and can be priceless to people who are suffering enormous financial stress and suffering, and in my book the only way to handle this type of work is to take a hands-on approach and offer a very personalised service. IPs who are unable to do that, and rely on a factory-farmed process, I feel miss out on so much of the "feel-good-factor" experiences that I encounter every day when my clients IVAs get accepted, or when we are able to steer someone down the route of debt freedom.

A friend of mine successfully became an adoptive parent last year, and the absolute joy her little bundle brought is incredibly moving. When things are really bad, and creditors are hounding at the door, this fades into insignificanve compared to major life changing events such as this.
Regards, Melanie Giles, Insolvency Practitioner
 
 

Lisa2009

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Post by Lisa2009 » Thu Apr 17, 2008 9:53 pm
e.h not only s Melanie very lovely on this forum but she is just as lovely in person. She was not hubbys IP, just somebody who helped us with some advice but if im honest we were terrified of meeting her.
She proved to be very lovely and really down to earth.
http://mrsskint.blogs.iva.co.uk/ 'Our Story'


Nil carborundum illegitimi
 
 

Skippy

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Post by Skippy » Fri Apr 18, 2008 8:56 am
I do wish Melanie had been my IP - I would have had the best advice right from the start.

I'm looking forward to meeting you in Portsmouth next month Melanie!
 
 

MelanieGiles

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Post by MelanieGiles » Fri Apr 18, 2008 8:58 am
Me too Skip! You and Dave have become the voice of the people on this site, and a lot of my clients refer to the good sensible advice you give out from a client's perspective. You would make a great debt counsellor if you ever wanted to give up the day job!
Regards, Melanie Giles, Insolvency Practitioner
 
 

Skippy

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Post by Skippy » Fri Apr 18, 2008 9:17 am
Thanks Melanie, you're making me blush!

I would love to be a debt counsellor but there's no way I can change jobs at the moment. If my job does go pear shaped it's definitely something I'll look into.
 
 

animaleyes76

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Post by animaleyes76 » Fri Apr 18, 2008 10:30 am
I've got to admit. I've only been on here five minutes lol but Melanie certainly is a great person, the way she helps everyone and is so understanding etc :o)

It's great when people are so understanding and judgement free when you are in this kind of (iva) scenario. It's only a pity that the admin staff of a well known company seem to be on power trips when they talk to some of their customers like they are better than us because we are in the position we are..

Ho hum, not sure if anyone else has ever felt like this but as other people say, at least we are dealing with our debt problems.

Thanks again :o)
 
 

TREES57

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Post by TREES57 » Fri Apr 18, 2008 11:11 am
Just echoing the above posts.After the events of last week i was in blind panic but after a chat with Melanie she helped me gain some clarity and it was so comforting.Melanie ,it looks like Shaun may have a start for the 28th i will contact your office nxt week.Look forward to seeing you in Pompey [:)]
CAN'T BUY ME LOVE !!
 
 

aragorn

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Post by aragorn » Fri Apr 18, 2008 11:20 am
I agree with you all. I am with a large company and only can wish that i would have looked about and had contacted melanie. I'ts very hard to actually talk to someone about debt and i feel i was fooled by the promise of 'impartial advice' i did not realise that the company actually only dealt with IVA's. This forum and melanie have been much more help than my iva company i'm afraid.
 
 

Julie

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Post by Julie » Fri Apr 18, 2008 11:22 am
Hi,

I would just like to add my own thoughts - I only wish I'd known about Melanie and this forum before starting an IVA. However, the advice I have been given and gathered through this forum has been excellent. I will certainly be referring Melanie's firm on.

Melanie - you might see an increase in business, so if you need any more staff, like an office manager, think of me LOL
 
 

MelanieGiles

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Post by MelanieGiles » Sat Apr 19, 2008 12:57 pm
I will bear that in mind Julie - we have actually been thinking of opening an office in Swansea!

And thanks to everyone for their kind comments - really means a lot to me and my team.
Regards, Melanie Giles, Insolvency Practitioner
 
 

buttercup

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Post by buttercup » Sat Apr 19, 2008 2:43 pm
I feel very lucky to have found this forum, Melanie & her team. My life has been turned around[:)]
Last edited by buttercup on Sat Apr 19, 2008 2:51 pm, edited 1 time in total.
 
 

facingittogether

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Post by facingittogether » Sun Apr 20, 2008 2:05 pm
I FEEL VERY LUCKY TO HAVE FOUND THIS SITE AND MELANIES TEAM BEFORE STARTING THIS JOURNEY - WOULD HAVE CRACKED BEFORE NOW WITHOUT IT AND THE SUPPORT I HAVE RECEIVED

BARB[:D]
12 down - 60 to go! woo hoo!
 
 

Viki.W

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Post by Viki.W » Sun Apr 20, 2008 3:47 pm
I would also like to say that I am thankful that I found this site and Melanie and her team, everyone I have spoken to at Melanie's office have been lovely and Melanie has always answered my questions on the forum whatever time! Although it's only the early stages for me I feel I am in safe hands. This forum has helped me in so many ways, I am grateful to know all it's members. Viki X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
 
 

scooby0

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Post by scooby0 » Sun Apr 20, 2008 3:47 pm
I also wish that I had found this forum before.
The amount of support, profesional and above all friendly advice that everyone gives really shows that there are kind people out there no matter what your circumstances.
When I ring the big company that I am with, the advisors (as I have never spoken to my IP once) talk to me as if I am the lowest of the low..I work in customer service and get a lot of abuse from customers but I still talk to them with total respect and use my manners that I was brought up to use. If I spoke to customers the way my IP's advisors speak to me I would not be in a job.
Carry on the good work on this site and thank goodness there are professionals who understand that circumstances happen that get people like myself into a financial mess but thank you for you still respecting us as people. [:D][:D]
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