Hi everyone,
Been looking in on this forum for about 18 months,reading all the posts and the great advice given out by not just the exsperts but everyone who has or is still in the 60-72month rollercoaster world of the I.V.A.
The great news is i have been given in writing my final payment date and i can get off the I.V.A rollercoaster at 60 months on the 4th of july, debt independance day.Untill i recieve my completion certificate the bolly will remain on ice!
Its been hard work at times made sacrifices, no missed payments paid 50% of overtime through out the five years, the end is in sight, must admit it soon came round.
At the start seemed so so far away, you think can i do it?,can i budget for it? will it fail? but you have to be possitive cut your cloth where you can, speak to your IP if you find you are struggling and remember your not alone, keep posting asking questions, before you know it you will be posting your final payment post on the forum.[:D]
Thanks for listening no one to share personally my happy I.V.A news to except you guys. cheers.