I have failed on my IVA last year andis now waiting for a court date .
I have a quick question if anyone can help I have huge utility bills from a previous address the gas and electrical and have just recently caught up with the council tax for that address and now in arrears with the new bill for the year and received a summonds and in a panic as I do not have the money to catch this up at all and the gas and electrical want £100 each a month I have two small children age 4 and 2 and not sure what to do the company I am with ding the bankrupty is not coming back to me not sure why
some advise will be great do I make arrangements with them or will this be included in the bankruptcy
Thanks
Amanda
I believe that you can include anything up to the date of the bankruptcy.
Can I ask which firm you are using to assist you?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Amanda - I deleted your new question as it was basically a duplicate of this.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi Julie
Yes I had to pay £925 which I paid 2 instalments the other third and final instalment I have to pay befoe the court date, which I struggled to get together it has been a hard 6 months or so living off less than a £100 of food a month with 2 children and a hyusband to get the monies together so a litte frightened that I am not getting answers back quickly for my questions not sure if they are a little busy but during this period you do need some reassurance to calm your nervous I am going through Reviva UK , they have been good to us but not sure at this stage where we stand we have asked for the court date to be changed as I was on a course not heared bck as yet about the date and the questions I sent
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thank you for the reply and Julie I will try again on Monday Paul is looking after the case for us , sent a text today as well . I just needed some reassurance as we received a summonds for the council tax which is always frightening I feel more calmer now so will wait to hear from him
Amanda - Paul from reviva posts on here, so I'm sure you're in good hands
My hubby recently went BR after a failed IVA....so know what you're going through. If you have any queries, please ask....me and others will help all we can xx
Morning
Paul has come back on the Bankruptcy site which was great I am not in a panic anymore feel more at ease now can stop biting my nails , thank you all for the advise. Really scared of the court date can't wait for that to be over. Will reply back when when we reache the light at the end of the tunnell
That's great news Amanda. Having met Paul myself I can confirm that he is a really nice guy and he will guide you through safely.
Good luck with the court - I don't think it's as bad as people think and we look forward to hearing from you when you are debt free!
In the meantime, any help or support you need, just remember where we are.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
