f&f help (is this a reasonable offer?)

[kitkat]

In the process of sorting out but not actually made the offer yet, as soon as I have the letter from Mum and redemption figure then we're ready (IP has everything else)

Thanks for your help
Kate

[ginger3232]

Hope its sorted quickly then - then that dreaded wait for the "certificate" - then you can be truly IVA free.

[Hippo]

Hi
I wasnt '' Hijacking '' I just pointed out in answer to you psst that I have asked what you have asked and was told not to bother So you ask at 11 months and was told yes sure go ahead But I asked was told no so thats all I was saying
Everybody has there IVA its individual so I will ask for myself in a few months or with 6 months to go and see what they say then anyway I just wanted an opinion as what I could do
sorry to hijack

[kallis3]

For six months Hippo it's just not worth it - the variation meeting will take a while to set up and you will need to carry on making your payments in the meantime.

kitkat - I hope you can get something sorted out. I was replying to Hippo previously, sorry!!

[kitkat]

Hi
I wasnt '' Hijacking '' I just pointed out in answer to you psst that I have asked what you have asked and was told not to bother So you ask at 11 months and was told yes sure go ahead But I asked was told no so thats all I was saying
Everybody has there IVA its individual so I will ask for myself in a few months or with 6 months to go and see what they say then anyway I just wanted an opinion as what I could do
sorry to hijack

Thanks Hippo, I was just frustrated people weren't helping/answering me when it was me that started the topic in the first place.

Considering the £500 ish it'll cost for the variation meeting to consider a F&F surely when you get to only 6 months to go its not worth it? I don't think the creditors would vote favourably as its not long for them to wait. I think they might be saying don't bother as its in your best interests.

Kate

[kitkat]

For six months Hippo it's just not worth it - the variation meeting will take a while to set up and you will need to carry on making your payments in the meantime.

kitkat - I hope you can get something sorted out. I was replying to Hippo previously, sorry!!

No worries [:D] thanks I really hope it goes through, i've just sent off the last 2 bits they needed... [:0] its a bit crazy to think that in a matter of weeks it could all be over? [:)][:)][:)]

Kate x [:I]

[kallis3]

I do hope so!

[kitkat]

I don't know if i'm being impatient but I sent everything through to my IP/IVA Company on 7th August and they're still reviewing the offer and as far as I know, a variation meeting has not been scheduled yet. Is this normal?

[kallis3]

I don't think it's unusual. You can phone and ask how things are going.