Hi all,
Just a quick one to pass on the good news, my F&F was accepted by my creditors on Tuesday. Obviously I'm over the moon!
The funds were transferred to Varden Nuttall on Tuesday night and I was emailed this morning advising that my file has been sent to the completions team. I asked how long it would be until I received my completion certificate and apparently it will be 2-3 months.
Can't speak highly enough of Varden Nuttall, each time a difficult situation arose throughout the IVA (redundancy x3, relocation, new baby on the horizon etc) they were understanding, helped me and reassured me no-end.
Its been a long, tough four years but I'm so glad that I went through the IVA - it taught me a harsh lesson about money but I now know yhat I can live without credit and to manage my funds sensibly.
Finally, thank you to the kind people on the forum - I didn't post much but I checked the site pretty much every day and I just wanted to say that I appreciated the help and support that you all provided.
Well, that wasn't exactly 'quick' but thanks again and good luck to you all!
Cheers,
Paul.