Just a quick email to say that I really am excited at the prospect of getting started with my IVA and looking to the future.
I had a call with Tina last night, which was really great, and I feel even more excited at the prospect knowing I'll have the support of everyone on here to get our lives back on track.
Thank you Tina - I slept for the whole night without waking, which has been the first time for many worrying months !!
Sarah x
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
Sarah - so glad you slept well! It is so comforting being in the IVA. We have struggled the last 2 months but we know the reasons why which is a relief. Luckily OH gets a bonus this month so what we can keep from that is going in the non-existant contingency pot!
I did get stressed for a few days before the creditors meeting but afterwards I have slept very well!!!
Life in an IVA is not all a bed of roses, but certailny better than all of the angst and stresses suffered beforehand. You have a great team behind you, Sarah, so your journey should be a smooth one (Law of Sod allowing).
On a personal note ... if I slept the whole night through without waking the bed would be very damp :0)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Just seen your post MrsR! So glad you had a good night's sleep - wish I could say the same - my young cat still thinks its cute to pad me at 4.30am!
Anyway - this is the start of your journey and we'll all be behind you both at the office and all your buddies on here.
Pleasure speaking with you
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
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I look forward to working with your team too Tina.
I hope you kitten behaves a bit better for you tonight - we used to try and keep ours awake as much as we could in the day, then at night they would sleep like logs !!
Started IVA 27th Feb 2012 - Due to complete 27th Jan 2018 !!
Full & Final submitted and accepted 30th March 2015, paid 10th April 2015 - 3 yrs 1 month into IVA
Completion Certificate received- 30th April 2015!!
Oh YUK foggy! Good idea plastidaft. Good luck mrsR. I wish you well. We are going for a dmp for now but will go into an iva when my benefits cease. (long story). Keep posting!
