Encouragement was needed and now IVA accepted!

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tonka

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Post by tonka » Mon Jun 09, 2008 10:10 am
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I haven't posted a great deal but have been browsing most days. To cut a long story short I have my creditor's meeting in an hour and am at my wits end. I have never felt so nervous and am pacing around the house feeling totally helpless. I know that loads of you have been through this and just needed to talk to someone! Melanie's team are dealing with it so I know I am in good hands but just feel like crying!!
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Skippy

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Post by Skippy » Mon Jun 09, 2008 10:14 am
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I do know how you feel Tonka - I was terrified when I was waiting for the phone call and I'm sure everyone else has been as well! I'm sure you'll be fine with Melanie's team looking after you. Good luck, and don't forget to let us know how you get on x
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Viki.W

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Post by Viki.W » Mon Jun 09, 2008 10:18 am
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Ah Tonka, good luck, not long now, good choice of IP too![:)]

Stay sane and let us know how it goes, Viki X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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tonka

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Post by tonka » Mon Jun 09, 2008 10:22 am
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Thanks for the replies, am trying to stay positive and trying to keep my mind off it (have even been on the treadmill!!).
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Shining

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Post by Shining » Mon Jun 09, 2008 10:31 am
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Hang in there, hopefully all will be fine, remember the feeling and I'm with Melanies team too and believe me in my opinion they're the best you can be with x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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sblack

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Post by sblack » Mon Jun 09, 2008 10:53 am
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Good Luck tonka.
Fingers crossed for you !!
"Life is too short to wake up in the morning with regrets. So love the people who treat you right, forget about the ones who don’t and believe that everything happens for a reason. If you get a chance, take it. If it changes your life, let it. Nobody said that it’d be easy, they just promised it would be worth it."
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TheMatrix

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Post by TheMatrix » Mon Jun 09, 2008 11:15 am
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Good luck, have you heard anything back yet?
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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chardonnay

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Post by chardonnay » Mon Jun 09, 2008 11:22 am
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Good luck Tonka,
I remember the feeling well - I was on a work visit and had my phone on vibrate tucked into the waistband of my trousers so I couldn't miss the call!!
We're all rooting for you - let us know how it goes.
Hugs,
Chardonnay
Chardonnay
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tonka

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Post by tonka » Mon Jun 09, 2008 11:45 am
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Thanks again for the replies. Haven't heard yet, meeting was at 11.00. Will keep you informed.
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TheMatrix

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Post by TheMatrix » Mon Jun 09, 2008 11:57 am
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Give em a call, they probably know by now.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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plasticdaft

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Post by plasticdaft » Mon Jun 09, 2008 12:51 pm
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Any news yet Tonka???
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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tonka

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Post by tonka » Mon Jun 09, 2008 12:54 pm
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Just had a phonecall. My wife's proposal is okay, Grant Thornton (representing several of my big creditors) want some ammendments to mine. We are currently negotiating, so fingers crossed!
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plasticdaft

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Post by plasticdaft » Mon Jun 09, 2008 12:57 pm
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Nothing major to be changed then Tonka,great that your wife is sorted out,fingers crossed you get sorted out also!!!
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
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tonka

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Post by tonka » Mon Jun 09, 2008 4:19 pm
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Thanks for all the support this morning, I needed it. IVA's accepted!!! Some minor tweaking to mine but very pleased. Can't believe that all the worry is over. Looking forward to getting my life back on track.
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MelanieGiles

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Post by MelanieGiles » Mon Jun 09, 2008 4:23 pm
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We're all really pleased for you in the office, and glad that the IVAs were accepted with few modifications. Well done!
Regards, Melanie Giles, Insolvency Practitioner
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