Hi janine, I would have thought this would be very difficult to do as even though you have completed early, your IVA will still show up on your credit file for 6 years from the date it started.
Does it HAVE to be a new one? Will your bank give you a loan? Mine will even though im just out of an IVA because i have good history with them and no debts were with them when i started my IVA.
You could try Dunctons, they are very IVA/BR friendly. The only drawback is that the APR is high.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
No matter how much I needed a car I just couldn't justify the extra amount they are charging. A friend of mine just got a BMW 1 series and will end up paying £35K back by the end of the term. No chance.
If Football was meant to have been played in the air then God would have put Grass in the Sky
They do charge a lot, but they are taking a risk by allowing people with a less than perfect credit record to have a car on finance and there are several posters on here who have used them and been happy.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
