font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Heretoday
The problem is that as soon as we have signed up for the IVA, we lose the status of customer, we instead become an asset to be realised.
This is clearly not true of all companies.........
Completely agree Heretoday. Once we have been "accepted" we are trapped and they can treat us how they wish.
As I have said before, there ought to be a way of changing IP's, if necessary, then they would have to reconsider the ethos of "customer service".
I am increasingly of the opinion that many firms no longer see us as clients, once captured. The real client is the creditor, for whom they see fit to bleed us dry.
This is compounded by the fact that the creditors these days alter fee charging to a percentage, meaning any reduction in "collections" means less in the way of fees.
As a means of assisting those in finacial difficulty this percentage based fee should be outlawed as it clearly engenders a conflict of duty.
Thankfully some IP's still see the debtor as a person and client in need of assistance and, indeed, go above and beyond to help. But the big players ????? Don't think so.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014