Defaults

Get expert opinion. This is the place for new questions to be posted.
4 posts Page 1 of 1
 
 

spurs

User avatar
Posts: 151
Joined: Tue Aug 24, 2010 7:30 pm
Location: United Kingdom

Post by spurs » Thu Nov 10, 2016 8:42 am
Hi all, I had my CC last week, I realise I have to wait 3 months to clear my name of the IVA register my question is should all the defaults come off my credit report straight away or do I have to wait? Cheers
 
 

kallis3

User avatar
Forum Expert
Posts: 77176
Joined: Mon Mar 17, 2008 4:02 pm
Location: United Kingdom

Post by kallis3 » Thu Nov 10, 2016 8:49 am
Hi,

They should drop off on the 6th anniversary - your IP company will inform the credit agencies.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Foggy

User avatar
Posts: 33395
Joined: Fri Dec 17, 2010 11:14 am
Location: United Kingdom

Post by Foggy » Thu Nov 10, 2016 9:01 am
You need to check the default dates -- they should be dated on or before the IVA start date and will drop off when 6 years old. Have a read here:

http://debtcamel.co.uk/repair-credit-record-iva/
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

spurs

User avatar
Posts: 151
Joined: Tue Aug 24, 2010 7:30 pm
Location: United Kingdom

Post by spurs » Thu Nov 10, 2016 10:20 am
Thanks both x
4 posts Page 1 of 1
Return to “Ask IVA Forum and Industry experts”