I've got my creditors meeting tomorrow at 14.00, i'm finishing work at 13.00 to sit by the phone, hope there aren't too many changes.
Have been slowly getting more stressed out at work and don't know if it's because i've also got this weighing on my mind. Might stay at my boyfriends tonight just so i'm not worrying about it and get a good nights sleep!
Good luck tomorrow - easy to say but try not to worry.....likely that they will know one way or other in the morning - have they a number they can call you on before 2pm if necessary - we were called a few hours before to confirm acceptance to a few modifications - if they do ring and ask for a few changes - ensure you are really happy with them - don't just say yes !
Good luck !
Sharing from experiences of dealing with debt
There is a solution for everyone .... Just need to stay positive !
Good luck - I'm sure it will go ok and don't forget to let us know how you get on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
They only ever call me on my mobile which i can't have with me at work, i hope i don't miss any calls - i don't work in the kind of environment where i can take private calls, especially when i don't know they will be happening
We didn't have any phone calls prior to the meeting, and then we were phoned about 15 minutes later and the only modification was the equity release clause which we agreed to straight away.
However, if you are not happy with any modifications they ask for (and they don't always), you do not have to answer straight away. You can adjourn a meeting for up to 14 days while you make your mind up.
I'm sure it won't come to that though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Good Luck Eskimolou,...I'm sure everything will go well for you but will keep my fingers crossed for you anyway,It is nerve wracking while waiting to hear, I came on the forum just before mine which really helped while I was waiting to hear[:)]...I didn't hear for a couple of hours and then it was adjourned for 8 days but the end result was good and it was accepted...anyway,let us all know how you get on and make sure you have a good nights kip...take care..xx[:)]
IVA accepted 13/11/2008..17 payments down,55 to go..
Good luck from me too Eskimolou,
We've all been there and know how stressful this time can be. As suggested log onto the forum if you need support. Try and get some sleep - nytol are very good for helping with sleep (I must have shares in the one a night type!!).
Try and relax, I'll be thinking and sending positive vibes your way.
C x [:I]
Thank you all so much for the good luck messages. This forum has helped me so much to get this far and answered so many questions i had.
I will certainly log on while i'm waiting to hear. I think a couple of glasses of wine are in order for tonight and i have a mini bottle of champagne which i saved from my birthday in January to celebrate or commiserate with tomorrow!!! [8D]
Go for it, have a drink and get some sleep - you need to be rested to answer any questions tomorrow and weigh up any changes. Hardas it may be, try to be positive and remember we are all supporting you and sending positive vibes.
Cheers,
Chardonnay x
