Good luck Scott - lots of positive vibes coming your way from me!
I've got everything crossed. Let us know how you get on.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
A major advantage with an IVA is that if rejected you are committted to nothing. You can resubmit the proposal, enter a DMP, petition for bankruptcy or do nothing at all.
If there had been problems by now I am sure your IP would have contacted you to address the queries and hopefully your case manager is sitting on a bunch of acceptances already. Let us know when the meeting is over but if you are really concerned, give your case manager a quick buzz for an update.
If it is rejected (which is unlikely) then there will be a 14 day adjournment period during which time your IP will try to establish the creditors reasons for rejection and to see if they can be addressed.
Happy birthday for yesterday! Get that champagne on ice - I'm sure you'll be raising a glass or two later.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk