creditors meeting!

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Shining

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Post by Shining » Wed Jan 09, 2013 7:44 pm
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Good luck for eveyone with up and coming meetings. Fingers crossed here for you x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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lulu123

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Post by lulu123 » Wed Jan 09, 2013 10:17 pm
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Thanks Niobe!

Great news
Johndylan:I wish the best of luck to you and your wife on the 23rd January! Like you I have joint debts with my husband and my own individual debts. I believe that because they are 2 interlocking IVA the creditors will get to see both. My proposal says "my husband xxxx is also proposing an IVA which is mutually dependent on the success of my own". So we propose that both our personal and joint creditors will rank equally for dividend from our joint contributions. Thats the way I understand our IVAs works. Yours may be different Johndylan, I sugest you read the copies of your proposals that Melanie send you for your safekeeping.I am sure you will be ok on the 23rd!
lulu
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lulu123

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Post by lulu123 » Wed Jan 09, 2013 10:19 pm
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Thanks lesley!
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wiggle1

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Post by wiggle1 » Wed Jan 09, 2013 10:26 pm
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Good luck from me too.
Life after IVA is wonderful.
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GilliB

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Post by GilliB » Thu Jan 10, 2013 5:49 am
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Not too much longer to wait now lulu123. Will be looking out for your post - I sincerely hope (and feel) it will be great news!! x
IVA journey started: 30th March 2009. Settled: 17th July 2012. Completion Certificate received: 13th March 2013. Breathe. x
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Skippy

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Post by Skippy » Thu Jan 10, 2013 8:38 am
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Not long now! You're in very safe hands with Mel's team so I'm sure you'll be fine x
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Shining

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Post by Shining » Thu Jan 10, 2013 10:38 am
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I agree with Mel you are in safe hands. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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Johndylan

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Post by Johndylan » Thu Jan 17, 2013 7:59 pm
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Good Luck 2moro Lulu123.

Any news yet Spanna1310 ?
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Niobe

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Post by Niobe » Thu Jan 17, 2013 8:10 pm
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Good luck from me as well.
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mazbrown

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Post by mazbrown » Thu Jan 17, 2013 8:23 pm
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Good luck
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Spanna1310

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Post by Spanna1310 » Thu Jan 17, 2013 8:29 pm
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Good Luck Lulu - im just finalizing a few things, and have had to put a hold on things over the past 2 weeks as my grandad passed away - trying to get back to normality now though.
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MelanieGiles

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Post by MelanieGiles » Thu Jan 17, 2013 8:35 pm
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Marc hadn't toldc me of your sad news Spanna. We have been up to our eyes in it since the Xmnas break and barely have had time to drink our tea let alone catch up with news.

I am so sorry and do take your time to think through the issues we have highlighted to you. When you are ready to move, we will be firmly there for you.

All our thoughts and prayers are with you at this sad time.
Regards, Melanie Giles, Insolvency Practitioner
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Johndylan

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Post by Johndylan » Thu Jan 17, 2013 8:37 pm
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So sorry to hear that Spanna.
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luluj

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Post by luluj » Thu Jan 17, 2013 8:40 pm
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Good luck lulu123 for tomorrow...i have everything crossed for you x
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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lulu123

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Post by lulu123 » Thu Jan 17, 2013 8:45 pm
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Thanks a lot guys! I have been very calm up to this week but the last few days I am feeling very nervous and anxious about the creditors meeting tomorrow. Im not sure if I will be able to sleep tonight! I know we are in safe hands with Mel and her team but I just cant help feeling this way at the moment.
lulu
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