Creditors meeting on Monday I'm so nervous

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Pandy

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Post by Pandy » Sun Apr 10, 2011 5:17 pm
fingers and everything else crossed for you Happy.
If life is what you make it, I must have been in a strange mood when I made mine
 
 

MrsKnight

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Post by MrsKnight » Sun Apr 10, 2011 6:19 pm
Good Luck Happy! Im sure everything will be fine x
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

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Skippy

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Post by Skippy » Sun Apr 10, 2011 6:46 pm
Good luck for tomorrow x
 
 

Broke of London

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Post by Broke of London » Sun Apr 10, 2011 8:10 pm
ONe more sleep!!! THis time tomorrow...well you won't be a millionaire but you'll be on your way! Boring snoring work all day but I'll be checking in tomorrow evening to hear how you're celebrating. I hope you have something chilling in the fridge xx
 
 

kallis3

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Post by kallis3 » Sun Apr 10, 2011 8:12 pm
Checked our lottery ticket today and I'm still not a millionaire - nowhere near it!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sun Apr 10, 2011 8:17 pm
I'm at work all day which is unusual for me as I teach but we're moving into brand new premises and I will be online tomorrow night and looking out for your positive post. x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

Broke of London

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Post by Broke of London » Sun Apr 10, 2011 8:24 pm
My horse came in yesterday so I won a little bit and put it straight into the holiday pot. Not quite the same as winning the lottery but better than a kick in the teeth!
 
 

kat68

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Post by kat68 » Sun Apr 10, 2011 8:28 pm
good luck for tomorrow, fingers crossed all will be ok.
kat

IVA accepted 6th May 2011, Full and Final accepted 17th April 2012.
 
 

kallis3

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Post by kallis3 » Sun Apr 10, 2011 8:44 pm
One thing I have never done is bet on the horses.

Especially the Grand National.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Happy88

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Post by Happy88 » Sun Apr 10, 2011 8:48 pm
Hey lovely Iva buddy, I hope to become the clan officially tomorrow. Thanks for the kind words n support. I know I should be positive but looking at 16p per pound, I m just bit shaky. The sunshine did good to my endorphins today,will try to sleep n hope the phone call is good news. I will be at work as I can't get day off so hubby will be taking the call. I should have pull a sickie in case I can't handle the stress!!!
 
 

kallis3

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Post by kallis3 » Sun Apr 10, 2011 8:52 pm
I'm on a day shift so not on until tomorrow afternoon. I'll be checking as soon as I get home.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Happy88

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Post by Happy88 » Sun Apr 10, 2011 9:08 pm
I don't drink much but had a bottle of champagne from work to celebrate n was thinking to finally treat ourself to a meal out for ages I mean years???
Kallis, 16p per pound is not alot for my creditors isn't it? Would they rather declare me bankrupt?
 
 

kallis3

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Post by kallis3 » Sun Apr 10, 2011 9:14 pm
Happy - if that is all you can manage then they should be fine with that and your IP would not put the offer forward if they did not think it would be accepted.

You treat yourself - I'll be joining you with a beer!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Shining

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Post by Shining » Sun Apr 10, 2011 9:18 pm
The best offer will be on the table and I'm hoping we'll all be celebrating with you tomorrow night. IVA's have gone through on a lesser dividend so fingers crossed here x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
 
 

kazzafunk

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Post by kazzafunk » Sun Apr 10, 2011 9:21 pm
Happy - my understanding is that the creditors could get less under bankruptcy so they may just grab what's on offer. Good luck - will be checking tomorrow for your post!! My offer, when submitted will be slightly more than that and as others have said, your IP wouldn't put forward anything they didn't think was acceptable.
[:)]
Kazza

Please visit my blog:
http://kazzafunk.blogs.iva.co.uk/

IVA completed 21/03/2012
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