This does happen sometimes and I have no idea why. Have you thought about doing it again? It might work this time.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Hi everyone, not hardly had any sleep this week. The little i have had is broken, and having bad or weird dreams. Nearly a year of being ill and not going out. I try to keep strong, but cannot always.
Partner said this morning he has a horrible feeling, creditors will vote no. He has taken the kids out, and i am just in bits. I don't like to cry when anyone is about. Don't like anyone else to see me like that. But just sat here sobbing now.
I don't have anyone i can talk to just all the very nice people on here. If it was'nt such a low dividend then i don't think i would be stressing so much. I am thinking one minute roll on next week, and the next minute frozen in fear.
The thing that seems to get to me the most. Is when i look at the children, and i know i have not done the best for them that i should of. I know the most important thing in the world is for them to feel loved. Which i do everyday, i tell them and show them everyday. Always have done since the day they where born.
Congratulations to everyone who has been approved this week. DrEcho how did you get on? Have been thinking about you. x
Hi doomandgloom and sorry to hear you aren't having a good time at the moment. I can remember the feelings of sheer desperation leading up to our creditors meeting and the nights laid awake tossing and turning. It was a very dark time in our lives but there is a light at the end of the tunnel and believe you me you are not far away now.
Your IP would not be putting your proposal forward if they didn't think it would be successful and you just need to have confidence in their ability and experience.
Not sure how old your children are but please don't beat yourself up about not doing your best for them. You are obviously a wonderful caring loving mum. You haven't let them down in any way and you are to be commended on recognising your debt situation and the fact that you are now going to be putting it right.
So wipe away your tears, have a big virtual hug from me and try keep focused and positive on the fact that this time next week you will be on that debt free road xxx
Hi, big hug to you. i'm sure all this stress add's onto any physical condition,i know it has for me. i had some scary dreams waiting for our date.
we've all had that blinding doubt,breath taking fear that it won't be accepted,it's awful. BUT seeing a post where a IVA isn't accepted is v rare. ours was a low dividend too. your partner is just frightened it won't go through,reassure him whatever you'll get through it together,you really will.
you sound low,you will get there just hang on. sometimes we need a good cry,it's not good holding all that in.
your date will come,hold on- you know you're not alone x
Nothing stays the same...everything changes..hang on in there!
Thanks Julie and Rosepetal, and thanks for the hugs am in need of them. I think we are in a simular position Rosepetal, and yes the stress does make my symptoms worse. So does lack of sleep, but cannot avoid either at the moment. Today my head feels like it is in a vise grip again,pushing in from both sides, like its being crushed. I cannot do much physical activity. So cannot do what i would normally have done in the past, clean, clean and more clean. The last week i have spent shredding all the old credit card statements. Years worth. Felt like i was letting go of them all. Gave my partner all the old cards to cut up.
doomandgloom - you will be fine, we all have these feelings and I have nobody I can talk to about my situation other than hubby and my daughter. Nobody at work knows and neither do my parents.
You will be fine.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I`m sure all will be fine with your creditor`s meeting doomandgloom, Melanie`s team wouldn`t have put so much work in for so long if they ddn`t feel sure it would be agreable to your creditors...but I`ll wear my lucky underpants until the day passes[:)]
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
there isn't really a lot you can do about not sleeping unless you resort to sleeping tablets-i'd rather stay away from that! you've just got to hold tight,post here&ride this out. it makes you feel wiped out,but you will get there.
this place is a God send x
Nothing stays the same...everything changes..hang on in there!
Hi doomandgloom how you feeling? Can only echo rosepetal's post above - just hang on in there the end is in sight now. Thinking of you and sending you another big virtual hug xx
You will be fine - looking forward to a postive post soon.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
