im 23 and 16k in debt,i have gone through paypal which they said an iva would be best,i have a recieved a letter with the date of the creditors meeting.im really nervous and worried that they are not going to accept. would it help if i went to the meeting in person? many thanks in advance
Hi and welcome, if Paypal are putting forward your proposal then they are confident it is your best offer and will be accepted, it's understandable to be nervous, we have all been through it but I am sure it will be fine
Hi, as Lem says, I am sure all will be OK. These days not many go to the meetings, which are generally conducted by phone, fax and email. The chances are, if you go, it will only be you and the chairman !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
You've picked a good team - I'm with them and had no problems.
It's not going to help going to the meeting - all the votes will be by phone and fax.
I can't remember the last time we saw a rejection on here - I'm sure you will be ok.
What date is your meeting?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Welshsw good luck it will soon be the 17th and you can then move on. I think of these meetings like more of a virtual meeting really, to my knowledge there's not actually a meeting in the sense of a room where people get round the table. Hugs
Oscar
need to smile today? go on check out my blogs - I'll add to them regularly
Our IVA's over YIPPEE unbelievable!Seems like yesterday it was approved despite everything