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abbiesmum2003
- Posts: 955
- Joined: Sun Dec 02, 2012 8:50 pm
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Ahh ok thanks. I only looked at it briefly before. Now having to do it its abit different!
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harrysmummy78
- Posts: 420
- Joined: Fri Dec 07, 2012 11:11 pm
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Just add in an extra box for school meals again this was something else they changed on mine as they said their limit for this was 35.00
Inter-locking IVA approved 25th Feb 2013 - F&F offer Accepted 06th July 2017 - Completion Certificate received 20th July 2017
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abbiesmum2003
- Posts: 955
- Joined: Sun Dec 02, 2012 8:50 pm
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Blimey!!! Mel did ours for meals at school and work! Its more than £35 a month
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ridingthestorm
- Posts: 211
- Joined: Tue Oct 21, 2014 5:30 am
- Location: United Kingdom
Mine is £80 and was never questioned.
Loved Money, Hate Credit, Road to Recovery.... IVA started 3/3/14 -- IVA F&F accepted 18/5/17
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Lou74
- Posts: 274
- Joined: Tue Jul 13, 2010 6:39 pm
- Location: United Kingdom
I did the same as ridingthestorm. I copied everything over that was on CFs form, then everything that wasn't listed eg Meals at work, I just added to another heading that was similer. I put the meals under my grocery allowance. I just made sure that my total expenditure as I know it was what was submitted. Don't forget to add on the lottery too!!
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abbiesmum2003
- Posts: 955
- Joined: Sun Dec 02, 2012 8:50 pm
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Im loving the alcohol column! Might add extra value to that since im a busy working mum and wine keeps me sane!!!
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ridingthestorm
- Posts: 211
- Joined: Tue Oct 21, 2014 5:30 am
- Location: United Kingdom
The good thing about having decent allowances from Mel's team is that its a base line for your IVA and so they can't be changed
Quite happy with CF to be honest
Loved Money, Hate Credit, Road to Recovery.... IVA started 3/3/14 -- IVA F&F accepted 18/5/17
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abbiesmum2003
- Posts: 955
- Joined: Sun Dec 02, 2012 8:50 pm
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Absolutely! Very grateful to her and her team for setting us up with a fair and reasonable IVA. Just nervous about it. but if they genuinely cant take things away from us i guessi shoukd just relax, put down figures and see what happens.
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lifenoteasy
- Posts: 3248
- Joined: Thu Feb 05, 2015 2:26 pm
- Location: United Kingdom
Plus if they could change things they should have flagged that up either at the point when they took over or at the point they approached everyone about changes to T&C's.
Allowances have already been agreed with creditors.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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abbiesmum2003
- Posts: 955
- Joined: Sun Dec 02, 2012 8:50 pm
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Yeah i guess if our I&E got passed by creditors at the original big meeting then i shouldnt worry now. Our incomes not changed so i hope thats enough to say our payment doesnt change.
