Creditfix bank statements

[tobyb]

I believe that creditfix require 6 months bank statements on annual review I have nothing to hide but find this a bit intrusive, I am happy to forward copy of direct debits do you think this will be ok.

[recovering]

We have all been discussing this on here for a while, I think you have to agree to reasonable requests, at the end of the day they won't have time to scrutinise every thing you have spent, more likely checking your DD's against Expenses you have claimed and you haven't won the lottery

[ilikewatch]

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by tobyb

I believe that creditfix require 6 months bank statements on annual review I have nothing to hide but find this a bit intrusive, I am happy to forward copy of direct debits do you think this will be ok.

I wouldn't have thought that they would accept this, surely they would be more interested in seeing credits going into your account than debits coming out?

[Bobds62]

That's ridiculous and over the top intrusive.

Why the hell PJG sold us out like this is beyond me.

[Foggy]

Hi Toby. The bottom line is that you are obliged to comply with reasonable requests from your IP and sight of bank statements is reasonable.

As mentioned above they don't scrutinize them closely and, frankly, if there is nothing to hide, there should be no problem.

[ridingthestorm]

I know withdraw all my money on payday expect for my DD's and have separate pots at home for my budgeting and also keeps what I spend alittle more personal to myself and not the bandits who now apparently service my IVA

[Foggy]

Bob, you are asking creditors to forgive non payment of a legally owed debt, how is checking your finances intrusive ?

[tobyb]

I suppose I will have to comply with whatever they require, I just find it a little over the top, with PJG if things changed either way I would forward prove of this and take it from there.

[recovering]

We all do but I think most other companies aside from PJG ask for statements

[chocoholic2]

I was with Sue Clay at PJG, and have had 3 annual reviews...each time 12mths bank statements and wage slips were requested by my IP, so 6mths worth is absolutely no problem

[ivamess]

3 months for us via Sue Clay. Not that we mind, good luck to them deciphering the way we sort out our allowances none of which has gone above what we are entitled to.

[MrsR]

When we were with PJG i believe all we had to send at review time was he latest 3 months bank statements and 12 months payslips each, along with p60.

I have spoken to creditfix about this and they have told me on two separate occasions that they check for credits to the account and not debits.

I have done screen shots as i do online banking, and they were happy with these.

[hubert]

This 6 month's bank statements thing did chafe a bit when first I heard it as Mel didn't require it...

Mel did require monthly payslips, CF don't. It's just their way of working.

I can see it from their point of view. They have to demonstrate to the creditors that they are administrating the account properly and are applying due diligence.

[abbiesmum2003]

Hubert, CF dont want payslips??

[hubert]

Not every month like Mel did.

They want 6 months pay slips and bank statements at review time.