credit report after 6 years

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Louise79

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Post by Louise79 » Sat Jun 29, 2013 9:48 am
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Does anyone know how long it takes for the credit reports to update and things drop off after the 6 years? Do they drop off automatically or do I have to write to the reference agencys?
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Foggy

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Post by Foggy » Sat Jun 29, 2013 10:16 am
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Hi Louise. Have a look here:

http://www.beatmydebt.com/iva/improving ... er-iva.htm
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Louise79

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Post by Louise79 » Sat Jun 29, 2013 11:51 am
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Thanks for that, lets hope they update it quite quickly, it is still showing there at the moment but it is only a few days over....
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TheMatrix

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Post by TheMatrix » Sat Jun 29, 2013 12:32 pm
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Around 6 years for defaults. Equifax are the slowest. Call Credit were mostly ahead of time, Experian 6 years and a day.

For the IVA it's around the same assuming the IVA is marked as completed.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
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