My iva completion certificate was due last wk(GT) , my iva started sep 2006 and completed in july 2012 does anyone know how much longer it will be on my credit file after I update with the credit reference agencies.
Hi Becky - once you have your completion certificate you should be able to get it removed almost instantly when you contact them as you have gone past your 6 year time frame. Are you still showing on the Insovency Register?
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com
If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
As soon as you get your CC this should be removed - check that your IP will see to this.
Regards, Tina Shortland, Debt Advisory Manager for Melanie Giles at Debt Advice TV.
If you’re looking for effective debt related information, articles and news, then go now to our on-line advice service at www.debtadvicetv.com
If you’re ready to ask us for specific advice or help, then get in touch at www.call-me.debtadvicetv.com so you can start to free yourself from the stress and anxiety of overwhelming debt.
Hi Becky. When you say your completion certificate was due last week ..... what do you mean ? Have you been told by GT that it would be issued then, or are you taking 6 years from your start date ?
If the latter, that time span refers to your credit reference files, not the issue of the certificate. Has PPI been discussed with you ?
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
Hi My CC came in Feb it took about 3-4 weeks for it to come off the Insolvency register. I am still cleaning up my credit files it's not easy and as said all Defaults IVA still stay on there until 6 years is up. I don't trust the Credit ref agencies one bit. As soon as I clean one bit up another surfaces. Good luck
