It's easy to carried away once you have your cc writing letters to this that and the other, but it’s of little use or benefit as your IVA sticks for six years. My experience as following some of the experts advice is wait till near the six year point. Forget Noodle it’s part of callcredit it’s a little crude and designed to sell you things.. Get your CR from all three agencies Experian Equifax and callcredit the £2 online will do, albeit a bit difficult with callcredit. A few days post six years have a look online they generally all clean themselves up anyway. The only thing that springs to mind it’s either Equifax or Experian put your IVA in the notice of correction phone up the UK call center and they’ll remove it on the spot.
That’s it really your credit pe se will be restored and you should see that your personnel credit score goes through the roof. Some punters believe you should get a Vanquis card
and build up your credit history, they must be bonkers, it’s already done.
Foggy I am right, I don’t really want to go into personal detail and I know you say the current account does not show always show on the CR, does not matter, 0% credit cards ask for current account details anyway!
"Foggy I am right, I don’t really want to go into personal detail and I know you say the current account does not show always show on the CR, does not matter, 0% credit cards ask for current account details anyway!
hangover....yuk - "
What's that all about Sponge ? I haven't said anything:-(
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
