I was just thinking - and having discussed this with a friend, today, too - that with the aforementioned credit crunch, rising inflation, typical 'going to hell in a hand-basket,' financial situation spreading across the UK that perhaps, just perhaps, creditors are going to be more responsive to IVA proposals.....if my F+F is rejected, for example, then I know I'll be struggling to make payments and that bankruptcy would then become a far more viable option than ever before. I'm sure other people would join me in that thinking, too. So, the (slightly hubristic) thinking goes, maybe those of us going into meetings over the next few weeks and months might have a better chance than if the economy was booming....
Any views on this?
Cheers
BC