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DCX1983

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Post by DCX1983 » Sat Jan 09, 2016 6:09 pm
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Hi,
I completed my IVA in June 15, so 5 months until it should be off my record.

I currently have a Vanquis credit card which started with a £500 limit. I use it regularly and always pay it off at the end of each month. My limit has recently been increased to £1000.

Does anyone know when I should be able to successfully apply for a high street bank credit card?
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kallis3

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Post by kallis3 » Sat Jan 09, 2016 7:00 pm
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I suggest that your best course of action is to wait until your record is clear totally and then apply.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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Shining

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Post by Shining » Sun Jan 10, 2016 9:27 am
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I agree, make sure all your credit files are sparkingly clean and tidy and then apply. I did that and now have one with my bank at a very good rate.
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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