County Court Judgement on Credit File

[Squawky]

6 years is next March, but it feels like it's going to take from now to get the three CRA's all correct!

[ginger3232]

So six years next year 2012? - no point getting anymore Credit checks - because this paid up IVA will still show - you need to leave at least six years (+ perhaps) a few months - recheck - if still there, sent a copy of completion Certificate to Credit report places

Again if you have a Completetion certificate your IVA is completed !!!

[Adam Davies]

Hi
Personally I am a great believer in just leaving "time" to sort out your credit file.
All CCJs, defaults and a record of your IVA will fall off after six years are up. Interested to read that this is not always the case for IVAs and that you should contact the CRAs to do this
Regards

[ginger3232]

According to Experian Website - A completed IVA - will show as a "completed IVA" - but it will still show for a minimal 6 years !

Experian have a consumer leaflet about this as well as tip/leaflets on how to improve your score when the time comes.

[Squawky]

OK I'll just sit tight then.

Still trying to get all the right IVA start dates across the three CRA's

[ginger3232]

Honesty i would not spend anymore of my time worrying or trying to get all dates the same - if after the 6 years + - IVA shows,then send copy of completion certificate to Credit Agencies concerned.

Again - Dont forget - it is from then, you should start to build a credit score.
There is NO quick or easy options to do this apart from Time (as Andy mentioned) as well a a few choice products to help,

[kallis3]

I agree with Ginger - I'd leave it for now and check again once the six years is up.