council tax

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bobby1969

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Post by bobby1969 » Mon May 23, 2011 6:25 pm
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the council have over charged me and are now offering a refund is this mine or do i have to hand it over to my iva
dont want to take it then be told i have to give some back
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Shining

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Post by Shining » Mon May 23, 2011 6:45 pm
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Hi Bobby I would check with your IP? Does that mean your I&E is now incorrect too? or was it a one-off overpayment?
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
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orange

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Post by orange » Mon May 23, 2011 6:51 pm
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could you lower the paymenst for the year ?
completed july 2011
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bobby1969

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Post by bobby1969 » Mon May 23, 2011 7:14 pm
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its was over 2 years my income and expenditure has gone up this year not down that just softens the blow
not forgetting vat went up but my iva stays the same my car insurance is through the roof as well
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kallis3

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Post by kallis3 » Mon May 23, 2011 7:22 pm
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How much money are we talking about Bobby?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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bobby1969

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Post by bobby1969 » Mon May 23, 2011 7:32 pm
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£500 thats why i am asking its quite a lot massive mistake by the council as well
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kallis3

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Post by kallis3 » Mon May 23, 2011 7:41 pm
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That is a fair chunk! I would speak to your IP about this and take advice from them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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komakino

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Post by komakino » Fri May 27, 2011 11:59 pm
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I believe a windfall of up to £500 is allowed in most IVAs...is this passable as a windfall guys?
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MrsKnight

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Post by MrsKnight » Sat May 28, 2011 12:06 am
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Not sure, but my personal IVA proposal states up to 500.

Have you been over charged or have you over paid?
Final IVA payment made in April 2013, never ever thought we could do it or get through it but we did! X



An IVA.co.uk Mentor is someone sharing from their experiences of dealing with debt

Lyns x
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Foggy

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Post by Foggy » Sat May 28, 2011 10:20 am
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I think the best course of action is to have a word with your IP. If you have been over paying the council tax, this will have an effect on your I&E retrospectively, and it is down to your IP whether or not to seek to recover the retrospective, effective (phew) increase in your disposable income. If you see what I mean.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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Pennyless

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Post by Pennyless » Sat May 28, 2011 10:30 am
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Unfortunately, you'll probably find your IVA Company will want the lot....after all had you not been paying it to the Council on your I & E, your creditors would of demanded it. Good luck.
I came into this world with nothing and still have most of it left!
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Broke of London

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Post by Broke of London » Sat May 28, 2011 3:32 pm
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Agree that the IP will probably want this but your I&E will need changing and going forward this gives you flexibility to increase your allowances in the other areas you mentioned so you will be better off. x
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kallis3

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Post by kallis3 » Sat May 28, 2011 3:33 pm
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Did you manage to sort anything out bobby?
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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