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gill745

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Post by gill745 » Fri Apr 03, 2009 7:25 pm
If i change banks would it be hard with a load of defaults against my name?
 
 

Skippy

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Post by Skippy » Fri Apr 03, 2009 7:30 pm
Providing you are on the electoral role you should be able to open a basic Cashminder account with the Co-op. You can't do this online, you have to open it on the phone or in a branch. I used to have one and it's a good account.
 
 

kallis3

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Post by kallis3 » Fri Apr 03, 2009 7:33 pm
The other one is Yorkshire Bank, again it has to be done by phone or in branch.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Adam Davies

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Post by Adam Davies » Fri Apr 03, 2009 7:33 pm
Hi
I have noticed a few people getting rejected recently for the basic cashminder account, so be prepared for that.
You can always fall back on Think Banking if you are turned away
Regards
Andam Davies
 
 

gill745

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Post by gill745 » Fri Apr 03, 2009 8:10 pm
What are first Direct like if you go for an iva? They did offer me a dmp a while ago.
 
 

kallis3

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Post by kallis3 » Fri Apr 03, 2009 8:11 pm
If you mean as a creditor for voting, I think they are ok.

As a bank to bank with, they won't have anyone with an IVA and even if you open an account with them, they tend to close them down as do HSBC.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

gill745

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Post by gill745 » Fri Apr 03, 2009 8:13 pm
Ta kallis
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