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Viki.W

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Post by Viki.W » Wed Jul 23, 2008 5:06 pm
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I wish you all the very best of luck. Keep posting. X
If you would like to talk to me about your debt problems, please visit:
http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Abby

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Post by Abby » Wed Jul 23, 2008 7:51 pm
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thanks viki,
i have been in touch with melanie,s team and i feel i will be in good hands with them.so glad i found this sight, will keep you posted X
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Abby

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Post by Abby » Tue Jul 29, 2008 10:09 am
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melanie
i pay into a critical ilness policy £46 a month, if god forbid the policy paid out would i have to pay this all to the creditors
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MelanieGiles

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Post by MelanieGiles » Tue Jul 29, 2008 12:45 pm
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Critical illness is paid to you as compensation for being unable to work in the future, so I would not class that as a windfall - indeed it could be specifically excluded from the IVA.
Regards, Melanie Giles, Insolvency Practitioner
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Abby

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Post by Abby » Tue Jul 29, 2008 12:50 pm
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Melanie
thanks for that,if my husband received compensation from a road traffic accident in the line of duty would this have to be paid to the creditors.
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MelanieGiles

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Post by MelanieGiles » Tue Jul 29, 2008 1:11 pm
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Again - not if it is specifially excluded.
Regards, Melanie Giles, Insolvency Practitioner
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