I'm in tears, happy tears. My completion certificate arrived today. I smiled loads initially and now tears are streaming down my face.
I can't believe it has come this quickly! My six year anniversary is July this year so it'll still be on my records for a bit but I have the all important bit of paper now. I'm so happy!
Thank you all so much for your support. This forum is the only place people truly understand and don't judge. I will be forever grateful. I wished I'd found you at the beginning!
Last edited by kentgirl on Sat Jan 28, 2017 8:54 pm, edited 1 time in total.
Iva completed with a F&F. Completion certificate received Jan 2017
That is brilliant! So pleased for you - just keep an eye on your credit record in July - it should fall off the insolvency register within three months though.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks Kallis. Will be lovely to see my credit file cleaned up from July onwards!
Thanks Benjiboo. It's a great feeling. Not long for you!
Yes Foggy! Definitely feel like throwing a party. Lol not that many people know so might be odd to throw a random party!! This bit of paper is life changing. It feels like my life can restart today
Iva completed with a F&F. Completion certificate received Jan 2017
Aww that's fantastic news - I'm
Sure you are delighted - how long did you have to wait ? I'm
With Payplan - I signed over the PPI deed nearly 3 weeks ago and received a copy of a statement on the 6th anniversary saying I had complied fully with the payment schedule about 10
Days ago but not heard anything since ! - well done you - fabulous news
Thanks to you Carlibeth. I'm still a bit shocked but unbelievably happy. An IVA isn't an easy way out of debt but it does give you breathing space to learn some valuable leasons; I sure have! I signed the PPI document around Christmas time so I'm really lucky it took just over a month. Yours hopefully won't be that far away.
Yes Watzi and thanks. Moving on positively
Iva completed with a F&F. Completion certificate received Jan 2017
Congratulations!! Now you open a new leaf in your book. You should receive a fresh credit file like you did when turning 18.
Now you can start again and build your credit file from scratch. Well done and good luck !
