Completion certificate!

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briggadeen

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Post by briggadeen » Fri Aug 14, 2015 4:05 pm
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Last payment was 3 February and today I arrived home to find my completion certificate dated 4th August!! I'm absolutely thrilled it's all over!
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Spencer.Last

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Post by Spencer.Last » Fri Aug 14, 2015 4:18 pm
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That's great news briggadeen! Congratulations and all the best for a debt free future.
Spencer Last
Freeman Jones
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Kevwillo

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Post by Kevwillo » Fri Aug 14, 2015 4:18 pm
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Well done and congratulations!! Can I ask why it has taken 6 months??
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kallis3

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Post by kallis3 » Fri Aug 14, 2015 4:51 pm
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Congratulations briggadeen - well done for reaching the end!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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briggadeen

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Post by briggadeen » Fri Aug 14, 2015 4:58 pm
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We were with grant Thornton so I wasn't expecting it this soon. I actually called to check it was right, only a paragraph long!!
Thanks everyone I can say it was an up and down 5 years but we lived still. We managed to go to Disneyland albeit our only holiday during the iva but I saved every penny for 18 months. I only ever looked on our iva as a 60 month loan and I guess that's how we got through it.
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Foggy

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Post by Foggy » Fri Aug 14, 2015 5:50 pm
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Congratulations :-)

Kevwillo -- GT routinely regard a 6 month wait as the starting point, rather than the back stop. They pretty much regard 6 months as fast !
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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MerlinL14

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Post by MerlinL14 » Fri Aug 14, 2015 7:11 pm
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Congrats briggadeen. It really is a good feeling finally getting that CC isn't it.
Last Payment made 04/12/14. Completion Certificate 25/7/15. IVA company GT. No Issues
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footiemad

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Post by footiemad » Fri Aug 14, 2015 7:31 pm
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Congratulations and good luck for the future x
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hwima

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Post by hwima » Fri Aug 14, 2015 7:49 pm
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Congrats. I have just submitted my I&E for a final review with GT. Hope the process will be completed within 6 months
*IVA started Sept 2010
*Last Payment Taken August 2015
*Completion Certificate Issued November 2015
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relieved33

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Post by relieved33 » Fri Aug 14, 2015 10:20 pm
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Congrats! Enjoy your debt free future!
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longslog101

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Post by longslog101 » Sat Aug 15, 2015 1:44 am
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Well done.... Happy days :)
My Blog details, the route I took before IVA, how I choose my firm, equity release advice (year 4-5), challenging the CRA's keeping IVA on credit file once gone from insolvency register

IVA ended August 2015. Would recommend McCambridge Duffy
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luluj

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Post by luluj » Sat Aug 15, 2015 6:32 am
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Fantastic news and great to hear about GTs 'speed' ... looking at your iva as a loan is a great way to aporoach it.
Sharing from experiences of dealing with debt

There is a solution for everyone .... Just need to stay positive !

Look at my blog "All I wanted was a baby"
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country girl

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Post by country girl » Sat Aug 15, 2015 8:07 am
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Congratulations and best wishes for the future.
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Ike

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Post by Ike » Sat Aug 15, 2015 10:17 am
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Great news, well done. I like to look at it as a loan too, counting down until last payment here. just 4 more to go!
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Foggy

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Post by Foggy » Sat Aug 15, 2015 11:40 am
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"One Loan to end them all" ... no idea what that is in Elvish :-)
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
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