Well at last my coc has arrived today from Payplan my IVA commenced June 07 so after 12 months extension and the ppi nightmare I'm finally at the end of the road. Thank you to everyone on the forum for you help and support over the years. To everyone either just starting off or going through the process good luck and do not give up. Yes its hard and there are many ups and downs on the way but the experts and contributors to this forum will always help you . Once again all thank you so very much I'm off to buy a nice bottle of wine ps not on credit!!!!!
