Co-Op Cashminer - Visa or Electron?

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Cath

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Post by Cath » Thu Oct 15, 2009 8:02 am
I am worried about the future changes when A&L Commercial Bank customers are moved over to Santander systems, I don't know if my potential IVA will affect the account. No problems with the account as yet but I'm sure I will be stumped to find a new one if/when the day comes and I also don't know if Santander will be able to cream money out of the account or freeze or close it.

I know that I can put it through my personal account but I feel it's better and easier to keep track of it's kept seperate.
Last edited by Cath on Thu Oct 15, 2009 11:32 am, edited 1 time in total.
7 year IVA completed in December 2016 - there is light at the end of that tunnel
 
 

kallis3

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Post by kallis3 » Thu Oct 15, 2009 12:42 pm
If you can put things through your personal account, then I would do so.

You should be able to keep track of things via a spreadsheet.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
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dojoman

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Post by dojoman » Thu Oct 15, 2009 2:07 pm
According to another site I use, the reason it is not being recognised as a visa debit card, is because some retailers have yet to update their BIN database. Until they do that then it will still be recognised an electron card with some companies. Seemingly the BIN database refers to the first 6 digits on the card, this helps retailers identify the issuing bank.
 
 

sjbyron

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Post by sjbyron » Thu Oct 15, 2009 7:28 pm
Anther thing you need to be careful of with the dressed up visa debit card from Coop is that some retailers wont accept it as it confuses the system, i have had the problem a few times as it cant work out if its a debit or electron card
Stu J Byron
 
 

kallis3

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Post by kallis3 » Thu Oct 15, 2009 10:43 pm
I'm sure Skippy has had no problems with hers. The thing to do is check when you go into a shop. If they won't accept it, you can always withdraw the cash.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
 
 

Skippy

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Post by Skippy » Fri Oct 16, 2009 8:41 am
I've still got the Electron, but I've had no problems with it at all, and I don't think that many other people have either.
 
 

kallis3

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Post by kallis3 » Fri Oct 16, 2009 8:45 am
I didn't think you had, and I've not heard too many complaints on here about it at all.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley.
http://kallis3.blogs.iva.co.uk
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