co-op account

[flumpy dog]

skip did you have a current or basic with lloyds ?

[Skippy]

I had a current account - is it called a Classic account?

[aguise]

Yes it is skippy, I had one once upon a before the iva.

Ang xx

[flumpy dog]

thats the one ive gone for skip
did they not say anything at all ?

[freelili]

Its quite sad isnt it Ang, when the place you have banked with for over 25 years and loved you so much they couldnt give you enough, dont love you anymore?

After all the threats and phone calls I got over it.

[Reviva UK]

Hi

COOP often refer folks so nothing to worry about there.

My experience is that if they can fing you on the electoral register & Council Tax then you will 99% likely get a Cashminder account.

Let us know how you get on

[aguise]

It is lily I had banked with them for at least 25 years. I duck now lol if I go in as the girl in there knows me so well from over the years. I have to say to their credit I had no phone hassle at all off them. I got over it too.

Ang xx

[Skippy]

Lloyds didn't even mention my IVA Fergie and I never told them. When I went BR I asked if I could keep the account and they said yes, but I stupidly sent the debit card to the OR rather than asking if I could keep it. When Lloyds reissued the card they would only send me a cashcard so I switched to the Co-op.

I would say that if they have given you a current account then go with them. You can always wait and see what happens with the Co-op and use it as a second account - I've got my main account with the Co-op and my housekeeping goes into my Nationwide account.

[flumpy dog]

its the halifax debt thats bugging me . mel said lloyds wouldnt touch it and i was worrying unecessarily but right now im in a state of panic and i need a backup in case lloyds say 'er hello weve noticed your halifax debt and were binning you ERK !

[Skippy]

That's what I'm saying - use the Lloyds account and keep the Co-op account as a back up. If you've got a full current account with Lloyds I would use it.

Saying that, Melanie knows her stuff and if she's said you're ok to use the account then I'd say you're ok!

[flumpy dog]

what she said was as far as she understood hbos would retain its own name and lloyds stay as lloyds tsb so they couldnt have a lil dip in.
im still amazed they said nothing
how come they took ang's account ?
thanx 4 reply x

[Skippy]

I don't know for sure but they may have been one of her creditors, but they weren't mine.

[freelili]

Ang probably had debts with Lloyds so would be one of her creditors.

[flumpy dog]

so when i take plunge on friday i dont need to worry bout lloyds writing saying 'hi weve noticed youve just done an iva'

[aguise]

Yes lily is right, I was just joking that they didnt love me any more. I had to change for the iva as most of my debt was with lloyds.

Ang xx