My IVA started in February 2009 and finished this year after 5 years. I am now in the process of making sure that everything drops off my credit record as it should after the 6 year date (early next year).
The only default dates that look wrong are shown in the closed accounts section. These were marked as satisfied when the original debt was sold on in 2011. As these accounts are in the closed accounts section will these wrong dates be detrimental? I don't really want to spend a lot of effort on this unless I have to.
Hi Stoney --- even in closed accounts the defaults will remain visible until they reach their own 6th anniversary --- how far adrift are they from February 2009 ?
Do check all three CRA's as they often differ.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
