Cleaning up our Credit File

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Sinking Fast

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Post by Sinking Fast » Mon Dec 07, 2015 10:07 pm
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Looking for some advice please.

We are cleaning up our CF, and note that GE Money are showing the status has Settled with the satisfied date of 28.3.2013.

Now our IVA started in June 2010 so should I get GE to amend this entry, or is it ok because it shows has settled with a £0 delinquent balance?

That said it does show red markers on the credit report from June 10 up to March 13 when it shows has settled!

Many thanks.
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Sinking Fast

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Post by Sinking Fast » Tue Dec 08, 2015 6:55 pm
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Can anyone assist please?
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lifenoteasy

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Post by lifenoteasy » Tue Dec 08, 2015 7:15 pm
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Technically default date should match iva start date allowing this to fall off your credit record in line with the iva.

It can be worthwhile pushing.
IVA started March 2011, Completed March 2016 and certificate issued 11 days after final payment. It was not always easy but then some of the best decisions aren't.
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