I have £45 in tesco club card vouchers here which will buy all the kids stocking fillers/clothes etc for christmas. My Sainsburys rewards points is around £20 at the moment and I generally use this to buy my veg and turkey for christmas day.
I have also got about £10 Boots advantage points which will probably go towards someones present.
Its about now that every time I do my weekly shop, I buy in a jar or box of pickle or a selection pack or something usually spending no more than a couple of £'s. This week, I bought a couple of bottles of soft drinks and they all get stored away in a box in the garage so no temptation!! Obviously I check the sell by date!!

At least this way, when I do a proper christmas food shop I usually have very little to buy, usually the dairy things like the cheese etc and biscuits.
At the end of the month just before hubby gets paid I usually empty the account of whatever is left (dependant on how much of a stooge I have been) which goes towards buying the presents.
For family, my children make the christmas cards and some of the presents gets wrapped in homemade wrapping paper. Every little penny saved helps!!!!
