Helen is right - if you receive money for Christmas and Birthdays, then it is yours to do with as you wish.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Thanks Helen the windfall clause is a nasty one to follow because it says about covering financial gifts which does seem a bit harsh!
Was initially concerned about being in breach of IVA if I did get financial gifts from family for xmas/bday but I am sure I wouldnt be now, because a gift is not credit
I totally understand the windfall clause for inheritance, lottery, etc thats fair enough
We have money from my parents every year for birthdays and Christmas (unfortunately we both have December birthdays as well!). It's not a vast amount, but it's nice to have for a little splurge in the sales after Christmas!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Enjoy your monetary gifts if you have some as I often ask for a voucher from people if they ask as then I can buy what I want. Hubby's mum gave us money this year and it provided a nice break to Manchester to see my family x
IVA final payment left the bank on the 26th January 2013...looking forward to a debt free future.
