hi all received my certificate of completion pursuant to Part VIII of the insolvency Act 1986 - it took along time as i paid a F&F back in April. What should i do with this certificate? DO I SEND IT ANYWHERE - like the insolvency register etc to get my details removed from the internet.
Any advice what to do with this now will be appreciated. thanks all.
Your IP should arrange for your details to be removed from the insolvency register, but it would be worthwhile sending them a copy too and asking them to do so.
You should also send a copy to all 3 Credit Reference Agencies to ensure that the IVA is marked as Satisfied.
You may also like to get hold of your credit reports and ensure that any defaults are dated prior or on the date of your IVA agreement. Your defaults and IVA will remain on your credit file for 6 years from when the IVA was agreed.
By doing this however it ensures that all the negative data at the CRA is removed at the same time. There are some template letters which may help on this site.
Last edited by TheMatrix on Tue Oct 05, 2010 7:31 pm, edited 1 time in total.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
just seen yours and copied it into word. Your really good at this advice and a mind of knowledge - i am sure i will be in contact again soon. thanks very much. Ian
It's usually as soon as they recieve the letter - although a couple of my ex-clients have had difficulties recently and we have had to resend documents. As with all areas of the Civil Service at the moment - I suspect that they are understaffed.
Perhaps now they are doing an upgrade of the site things may alter for those still showing on there.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
It's not bothered me to be honest. Nobody I know has ever heard of the register so they're not likely to see me on there.
I just want that letter which tells me I have finished.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
