Thanks again Melanie, I agree with what you say, though to be honest I don't think my father has ever borrowed money and am confident he wouldn't for us, even if we agreed regular repayment. He might be in a position to lend himself, but I don't think he would.... fair enough I guess, it is his money. But you're right, we have to replace the car somehow....no response from my IP yet, but will give it another 24hours....and certainly won't enter into any agreement without his prior agreement... Confident I'll work out a solution, so far I've yet to meet the un-solveable problem!! [:)]
Chris - I agree, borrowing more money is something I'd definitely prefer not to do, but there are some situations where it might be necesary. My decision will be governed by whatever I end up doing to solve the problem costing less than the excessive amount we've had to spend already keeping the old vehicle running, i.e., I won't do anything to upset the figures in my I&E or indeed compromise my IVA payments in any way.
and thanks Louisa, from previous threads I know we're not the only folk who experience this particular prob whilst in an IVA... guess it's almost innevitable....agree that cars are the most unpredictable of assetts, except you can guarantee probs occur when you least need them.... soz to hear that Santa's reindeer caused a prob for yours, clearly had too much christmas juice....
Many thanks again,
Martin
