I totally agree. I get fed up with companies (and not just insurance companies) doing great deals for new customers that aren't available to existing customers.
I have to say I was impressed when Vodafone called me last week to see if they could put me on a better tariff though. It only saved me £5 a month, but better I have it than them!
The next thing I will be shopping around for is pet insurance as both Suzie and Lloyd's is due in the next couple of months.
I'll see what Sainsburys can do first though as we have Topsy insured through them.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I got hit by a taxi doing a U-turn earlier in the year. The taxi driver admitted liabilty and his insurance company settled the claim pretty quickly...When I got my renewal, my insurance company had doubled my premium. I shopped around and got cheaper insurance, but when obtaining online quotes I had to declare even non-fault claims within the last five years...Out of curiosity, I also obtained a couple of online quotes WITHOUT declaring my non-fault claim...You`ve guessed it, I was quoted less. So, even though the accident I had wasn`t my fault, and the claim was settled in my favour and my full no-claims bonus was intact, I was still charged more for my insurance.
Last edited by Goosed on Tue Aug 24, 2010 8:27 am, edited 1 time in total.
"When the seagulls follow the trawler, it is because they think sardines will be thrown into the sea".
Goosed wrote:
I got hit by a taxi doing a U-turn earlier in the year. The taxi driver admitted liabilty and his insurance company settled the claim pretty quickly...When I got my renewal, my insurance company had doubled my premium. I shopped around and got cheaper insurance, but when obtaining online quotes I had to declare even non-fault claims within the last five years...Out of curiosity, I also obtained a couple of online quotes WITHOUT declaring my non-fault claim...You`ve guessed it, I was quoted less. So, even though the accident I had wasn`t my fault, and the claim was settled in my favour and my full no-claims bonus was intact, I was still charged more for my insurance.
an excuse to charge you more. Daylight robbery.
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Skippy wrote:
This was the first year I didn't really shop around. I had my renewal through from the Co-op and got one more quote which was over £100 more so I didn't bother with any more as I knew I couldn't get it any cheaper.
We didnt change insurers either although I did hunt around for a cheaper quote................couldnt find one[:(!]
Paul
Discharged today the 8th feb 2012. View is much brighter now.
Continuing to rebuild our credit worthiness.
Renewed my car insurance last week, £130 higher, now at £570 and I think it was 1981 the last time a claim was made - so much for no claims bonus !! And I don't like the fact that many companies will automatically renew your car insurance using the card number that you supplied the previous year, so I have to ring them to cancel renewal if not happy with the quote and go through the rigmarole of justifying my decision to use another insurer - they couldn't improve their quote either and blamed the current economic climate for the fact that most people are paying higher insurance premiums - I think that Pugwash has the right idea here to shun the comparison websites and go for a local insurance broker!
Hello Skippy - I was with the Co-op too and I don't know how they work these insurance premiums out from year to year - I end up changing my insurer every year nowadays just to find a more competitive quote which includes all the bells and whistles of comprehensive insurance - maybe they hike it up for me as I have a minor disability and a 3 year old SP30 speeding conviction - though I wouldn't have thought that this should make much difference!
Having been with Aviva for some 5 or 6 years and never having made a claim they suddenly cancelled my ability to pay by installments following a routine credit check when the policy was up for renewal.
Needless to say I told them to shove it where the sun don't shine and went with M&S instead. Unfortunately, M&S don't do commercial vehicle insurance, so when I traded my car in for a van when I started my business, I had to change company again got my insurance through a price comparison site.
Guess who my van is now insured with....
Yes, Aviva! And they allow me to pay by monthly installments!
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
Whenever I use the price comparison sites, and look at the quotes, I find that quotes provided by my creditors are sky high. So I suspect that the IVA is taken into account.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
I've never noticed that. I've never been credit checked for insurance. They've only checked that I do live where I say I do which isn't the same thing.
Sharing from experiences of dealing with debt
The greatness of a man is not in how much wealth he acquires, but in his integrity and his ability to affect those around him positively.
Bob Marley. http://kallis3.blogs.iva.co.uk
I don't believe they do credit check, but I find it interesting that HSBC who was one of my big creditors through First Direct quote me triple what I eventually paid last year.
Could it be they look at the name and address and match it against their internal debtors database of accounts.
We're willing to wipe the slate clean, give you a fresh start. All that we're asking in return is your cooperation.
