Car finance without certificate

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boss126

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Post by boss126 » Sat May 17, 2014 3:30 pm
Hi
My IVA with GT finished in December although I do not have the certificate yet.
I would like to replace my old car with something a bit newer using finance, and was wondering if I can go ahead and do it or do I still need to talk to GT first.
Many Thanks
 
 

Foggy

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Post by Foggy » Sat May 17, 2014 3:35 pm
If you do not have the certificate your IVA is still live. Whereas many IP's would say you have fulfilled your responsibilities GT might not.

In any event, it is highly doubtful that you will be accepted for finance with the IVA live and on record.
My opinions are merely that .. opinions based on experience. Always seek professional advice.
IVA Completed 23rd July 2013 .... C.C. 10th January 2014
 
 

boss126

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Post by boss126 » Sat May 17, 2014 3:39 pm
Ok thanks for that. Will try getting GT on the phone Monday.
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