Hi Guys, I was wondering if someone could help me with this....I completed my IVA about a year and half ago (by full & final settlement) and I think it will drop off my credit file in a year or so too. In January this year I persued 2 claims for mis-sold PPI insurance, one of which I have been successful (although I have not received the money yet following an offer letter from the lender). The loan I had the PPI on wasbefore I took out the IVA. Basically I guess what I'm asking is can the lender still take the money even though my IVA was completed/settled 18 months ago?